Lifestyle cashflow modelling

One of the key tools we use to prepare your Strategic Assessment Review is our state-of-the-art lifestyle cash flow modelling software, called Voyant.

Looking at your financial future

Voyant enables us to take a snapshot of your financial future starting from the date of your Discovery Meeting until a specified age, normally between 90 and 100.  We collect and log as many facts as possible and also consider future variable spending such as school fees, holidays, life in retirement and care provision.

The resulting findings are often a shock, as many people realise that their pensions and plan to downsize the family home are grossly insufficient to maintain the standard of living they have been used to.

Gap analysis

Cashflow modelling enables us to perform the necessary ‘gap analysis’ to find ways to build an investment strategy that will meet your needs and aspirations for the rest of your life.

As part of our service all our clients have online access to their personal illustration, with the ability to enter and update any information they consider relevant.

Example illustration showing detailed personal cashflow (click image to enlarge)