Over several years we have found that those of you with a degree of wealth have different challenges when buying a home as compared to a mainstream mortgage applicant. Often proving your income can be more complex, coming from multiple sources and with fewer guarantees. Sometimes the property transaction itself can be more complex. We are specialists in the 'million pound plus' property purchase, mortgage and remortgage market, with expertise in helping to structure a purchase in a tax efficient, easy to understand way which will minimise stress, and move at the pace you set.
There are lenders who either offer different products in this sector, or indeed who only lend to high net worth individuals, and our expertise is critical in accessing the right lender for your situation.
Integrity is key, and by being a regulated Wealth Management focussed financial advisory business you can be sure that we treat your mortgage with the same care and dedication that we treat your investments – we are completely independent of any provider, and act as your agent, not the lender, or seller. We have no conflict in our loyalties.
Unlike some 'high value' specialists who charge disproportionately for arranging large loans we charge the same percentage fee on your mortgage whether it's mainstream or high value. Please see our page on residential mortgages for more details regarding our costs.