Many people delay contributing to their Individual Savings Account (ISA) until the end of the tax year on 5 April each year, but acting earlier could significantly improve your chances of reaching financial goals.
Whether you’re building a nest egg or saving for a specific aim, starting early with an ISA offers some key advantages. In this guide, we explain why you should consider maximising this tax-efficient savings opportunity in 2025.
Investing in an ISA earlier in the tax year gives your money a vital head start. The longer your investments stay in the account, the more they can benefit from tax-efficient compound growth. This principle becomes especially powerful when you consider that compound returns build on each other – each year’s growth forms the foundation for the following year’s potential gains.
